Your Rock in Risk
Understand the Risk. Know Your Options.
Independent short-term insurance for people and businesses who want clear advice, practical protection, and lasting support — with specialist marine and perishables experience where the risk requires it.
Rock Risk (Pty) Ltd · Authorised Financial Services Provider · FSP 55797
Why Choose Rock Risk
Trust, expertise, and personal service
- Short-term insurance expertise across personal lines, commercial risks, and marine cargo
- Personal, one-on-one service from experienced brokers who know your business
- Dedicated claims support — we guide you through the process step by step
- Fully FAIS-compliant with transparent advice and regulatory accountability
- Independent brokerage with continuity of experience and specialist authority
- Specialist marine cargo and perishable goods cover for importers and exporters
Regulated
Rock Risk (Pty) Ltd · FSP 55797
Experience
30+ years of specialist insurance expertise
Who We Serve
Personal clients protecting everyday life, businesses protecting assets and continuity, and importers or exporters managing specialist marine and perishable-goods risks.
Claims Support
Dedicated guidance from notification to settlement
What We Cover
Protection for
life and business
Personal
Protect your home, vehicle, belongings, and personal liability.
Learn moreCommercial
Practical cover built around how your business operates.
Learn moreSpecialised & Liability
Focused protection for complex professional and operational risks.
Learn moreMarine Cargo & Perishables
Cargo in transit and specialist cover for perishable goods.
Learn moreMotor
Fleet and commercial vehicle insurance tailored to your needs.
Learn moreKnowledge Centre
Know your cover
Infographic
Short-term insurance explained
A plain-language introduction to protecting personal assets, business operations, and the liabilities that can affect your progress.
Read moreArticle
Claims: what to do in the first 30 days
Most policies require prompt notification of a claim. Knowing the steps upfront can make the difference between a smooth settlement and unnecessary delays.
Read moreArticle
Why marine cargo cover matters
Specialist guidance for goods moving through complex handover points, including time-sensitive and perishable cargo.
Read moreAbout Rock Risk
Independent.
Experienced. Accountable.
Patrizia Scott brings over 30 years of short-term insurance expertise to Rock Risk. As an independent brokerage with its own FSP licence, Rock Risk offers the authority of a principal broker with the continuity of decades serving personal clients, businesses, and specialist marine cargo importers and exporters across South Africa.
This is not a lifestyle brand — it is a trust and expertise business. We combine regulatory seriousness with personal, one-on-one service for every client.
Meet the team
“Understand the risk. Know your options. Make an informed decision.”
Patrizia Scott — MD, Key Individual and Broker
Ready to protect
what matters?
Speak to Patrizia or the Rock Risk team for personalised advice.
Speak to an Expert